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Help to Buy equity scheme

The Help to Buy equity scheme offers an equity loan where the Government lends first-time buyers and existing homeowners’ money to buy a newly-built home. This popular Government-backed scheme is now available until 2021.

With the Help to Buy equity scheme, the advantages are:

  • You only need a 5% deposit
  • The Government loans you up to 20% of the property value
  • The loan is interest-free for five years, making your home more affordable.
  • You only need to secure a 75% mortgage

There are a few important conditions:

  • The home you buy must be your only residence
  • The scheme isn’t available for buy-to-let investors
  • The scheme isn't available to those who will own any other property after completion

There are a range of competitive mortgage rates available with this scheme, so it’s worth talking to one of our advisers.

If you would like more information or to speak to our advisers, call us on 01453 852900, email us at or use the contact form below.

We do not charge our clients a fee for our mortgage service unless we are arranging a shared ownership or an equity release mortgage.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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