As a first time buyer you maybe unsure about how much you can borrow. Many lenders have mortgage calculators on their website that can give you a broad idea. However, their mortgage rates may not be the most competitive. Also when it comes to securing a mortgage offer it often comes down to the nitty gritty of your finances and circumstances that is generally not captured in these calculators. We offer a no obligation mortgage assessment service where we will let you know how much you can borrow, how much your monthly payments will be as well as issue you with a mortgage certificate. A mortgage certificate can come in handy to help to demonstrate to the seller of the property you want to buy that you’re not a time waster.
Once you have found your new home we can use our expertise and access to the whole mortgage market to find you a competitive deal, based upon your specific circumstances.